Travel Insurance for Out of Province & Out of Country

Emergency Medical benefits up to $5,000,000 for non COVID-19 related claims or up to $1,000,000 for COVID-19 related expenses for:

• Emergency treatment
• Paramedical services
• Ambulance transportation
• Emergency dental treatment
• Emergency medical evacuation home
• Repatriation of bodily remains
• Bringing someone to your bedside
• Return home of children in the care of the insured
• Return home of travel companion
• Additional expenses for meals and hotel
• Return home of vehicle
• Hospital allowance
• Child care
• Return of excess baggage
• Phone call expenses
• Pet return
• Terrorism coverage

Note: You are eligible for $5 Million CAD coverage if you have received the full course of immunization for Coronavirus (COVID-19) that is authorized by Health Canada. It must be taken according to manufacturer’s recommendation before your effective date. You must also wait the applicable period of time for it to become fully effective based on the manufacturer’s recommendation, or as dictated by the applicable health authority, before your departure date.

Interruption benefits include :

• up to $200 per insured person per day for your additional and unplanned commercial hotel and meal expenses to a maximum of $2,800 if you are unexpectedly required to self-isolate or quarantine. Family coverage maximum is $400 per insured family per day to a maximum of $5,600.

Important information about cruise travel: If you have not received the vaccine, this policy does not provide any coverage for Coronavirus (COVID-19) and related complications on a cruise or at any destination included in your cruise itinerary.

Exception: For children 11 years old or younger who are not eligible to receive the vaccine, Coronavirus (COVID-19) coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.

We will not pay any expenses related to the cost of and any expenses for a Coronavirus (COVID-19) test that is mandated by any body with appropriate authority (such as a government or a transportation service) for entry into or exit from a country/jurisdiction or to use its services.

Click Here to purchase Manulife Travel Insurance for out of province or out of country travel.

Travelling Canadians Plan Overview

Whether you are travelling outside your province or Canada, Manulife Financial Travel Insurance plans are designed to help protect you against the cost of unexpected emergencies that may occur before or during your trip.

Your government health insurance plans may only cover a fraction of healthcare expenses incurred outside Canada, and may only provide limited coverage if you’re travelling in another province. Unfortunately, Illness, accidents and other covered events are all-too-common and could cause you to disrupt your travel plans and leave you facing large unforeseen out-of-pocket expenses.

When travelling outside of Canada, Manulife ‘s COVID-19 Pandemic Travel Plan is designed to help protect you against the cost of unexpected emergencies that may occur during your trip. This plan provides protection against medical emergencies, includes coverage for Coronavirus (COVID-19), and includes interruption coverage.

TRAVEL TIP: If you are planning to travel outside of Canada, you may want to consider the COVID-19 Pandemic Travel Plan which covers emergency medical care, includes coverage for COVID-19 and contains some interruption coverage.

Policy for Traveling Canadians